DENTAL
INSURANCE
Employees
and their dependents receive comprehensive coverage through
Delta Dental PPO (Preferred Provider Organization).
Our dental insurance allows for regular checkups, cleanings
and other preventive treatments you need to keep your mouth
healthy.
When visiting a PPO
dentist, you typically pay a percentage of the reduced rate
for services and the plan pays the rest. Although the
levels coinsurance percentages are the same no matter what
dentist you choose, out-of-pocket expenses may differ depending
upon whether you select a Delta Dental PPO dentist.
The Delta Dental
website features a directory of providers by geographic location
and specialty, as well as oral health and wellness information.
You can create an account and access your identification card,
view eligibility and benefits and find average fees charged
by dentists. During the registration process you have
the option of having your claims suspended from regular mail
and just available online.
You
and your family members are covered for two cleanings per
year and one deep cleaning every two years. The chart
provides an overview of deductible, coinsurance percentage
and annual maximum amount of coverage.
Summary
plan description
| |
In Network |
Out of Network |
- Annual deductible per patient
- Annual deductible per family
- Calendar year maximum per enrollee
- Lifetime orthodontic maximum per enrollee
- Diagnostic/preventive
- Basic
- Prosthosdontics
- Crowns and cast restorations
- Orthodontics
|
$25
$75
$3,200
$2,000
90%
90%
90%
90%
50% |
$25
$75
$3,000
$2,000
90%
90%
90%
90%
50% |
Visit
MySite for a full plan description
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